Why bank with Capital One?

Find personal banking services and products to fit your life. From the simplicity of our bank accounts to the ease of opening them, across digital experiences and physical Cafés, we’re bringing you a whole new way of banking.


No fees, no minimums

Checking and savings accounts with no fees or minimums to open–nothing to get between you and your money.


Bank accounts built for you

Get some top savings rates and banking tools from our award-winning savings and checking accounts.


Peace of mind

Kick back, relax and bank easy with fraud coverage and FDIC-insurance up to allowable limits.

Goodbye stress. Hello simple.

Our checking and savings products have no fees, no minimums to open, no bait and switch. We offer one of the best savings rates in America. And you can open an account in about 5 minutes-from almost anywhere.

Manage your money on the go.

Bank almost anywhere, anytime with our top-rated mobile banking app and easy-to-use digital tools. monitor your credit with Creditwise® and send and receive money with Zelle®. It’s all right at your fingertips—so you can spend less time banking and more time living.

Inviting spaces. Friendly people.

Across the country, our Capital One Cafés are comfortable, inviting spaces where you can get help from Ambassadors, sign up for workshops or free Money Coaching sessions, or kick back with a cup of Peet’s Coffee®—Wi-Fi is on the house.

Not near a Café? We have other Capital One bank and ATM locations, too—with people who are happy to help you.

See what Capital One customers are saying.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC. Available to U.S. bank account holders only. Terms and conditions apply.

Creditwise availability will vary depending on ability to obtain your credit history from TransUnion®.